U.S. workers are the backbone of the country but far too many times they are paid the wages they deserve and are legally entitled to. When these workers aren’t paid as they should be, making ends meet is difficult at best. Yet this is exactly when creditors start harassing for money. Several federal laws protect workers from wage theft and debt collector harassment.
Current Overtime Wage, Disability Denial, and Debt Collector Claims
- Unpaid Overtime Pay – 76 percent of workers do not receive their legally required overtime pay, 70 percent of workers come in early or stay late without getting paid, and improper classification continues to be one of the most serious problems facing workers today.
- Long-Term Disability (SSDI) Denial – insurance companies routinely and unfairly deny workers disability insurance claims, leaving them unable to work and earn an income. The time and effort it takes to navigate the complexities of the disability system defeats many who are eligible for this protection.
- Debt Collector Phone Harassment – robocalling, auto dialing, and harassing debt collection calls are illegal, and consumers have the legal right to make the calls stop. Action can be taken again debt collections, student loan servicers, banks, mortgage companies and other creditors under two separate federal laws.