A new comprehensive reassigned numbers database should significantly reduce how many wrong numbers and robocalls you receive when you get a new phone number. New Database Could Stem Tide of TCPA Violations One of the risks of getting a new phone number is that you will spend the first few weeks to months fielding calls for the person who used to have your number. Even … [Read more...]

The Fair Debt Collection Practices Act (FDCPA) is a federal law that governs how debts can be collected.  This can be basic debt collection principles, what companies can say and do to collect as well as being fair and not abusive to those that owe money.  This law helps protect the consumer by giving them a fair chance to repay what they owe and allows them to file a debt … [Read more...]

The term “collection agency” often summons negative reactions among people.  This is because collection agencies have a reputation for abusive behavior.  The Fair Debt Collection Practices Act (FDCPA) is a current, federal law that has been created to stop those abusive behaviors and protect the consumer while providing firm guidelines that collection agencies must adhere to. … [Read more...]

Millions of American’s have some sort of debt.  In fact, the average amount of credit card debt per household in the U.S. is estimated at 16,000 dollars.  Debt can accumulate easily, and making payments on massive amount of debts owed can be troublesome and prove difficult to many.  Sometimes consumers cannot afford the payments and stop in order to pay their mortgage, purchase … [Read more...]

Summary The position of a debt collector is to acquire bad debts and to pursue the related consumer repeatedly until payment is collected or a debt collector phone harassment lawsuit is filed.  This is to be done at all hours of the day and night, while using forceful language and contacting the consumer via, mail, email, phone, carrier pigeon, FedEx, USPS, UPS, telegram and … [Read more...]